Serious about hitting the slopes on an upcoming journey? A typical query we get from travellers is: “Does TuGo Journey Insurance coverage cowl helicopter ambulance?” Sure, we do!
The truth is, our Traveller coverage has two advantages that cowl emergency airlift: the primary is ambulance companies and the second, emergency air transportation. Plus, TuGo affords a distant evacuation profit for non-emergencies in distant places. Let’s discover the variations between these advantages…
1. Ambulance companies
Our ambulance companies profit covers ANY licensed emergency medical response service, be it through air, sea or floor, with out pre-approval. For those who’re in a medical emergency, you’ll be taken to the closest medical facility for rapid care, together with air ambulance transportation to the closest hospital, regardless of your location.
Right here’s what’s coated beneath our Traveller coverage: “The companies of a licensed floor, air or sea ambulance and paramedics to the closest hospital. Hearth rescue bills are additionally coated if a hearth rescue crew is dispatched in response to your medical emergency. If an ambulance is medically required however is unavailable, we are going to reimburse you for taxi bills, however the taxi receipt is required.”
A few of our clients in distant areas, just like the jungles of Malaysia or trekkers affected by altitude illness, have used this profit. Take Clara*, for instance. Clara, had to be air lifted when she fell unconscious with malaria in the jungles of Malaysia. Or, in Daina*’s trek in Nepal, emergency ambulance concerned each equestrian and air ambulance!
23-year-old Daina skilled respiratory points, fatigue and nausea ten days into her trekking expedition in Nepal. After being identified and handled for altitude illness at base camp, she travelled by horse to an appropriate altitude and was then taken by helicopter ambulance to Kathmandu for additional care. Her air medical evacuation and horse transportation totaled $5,056.75, which we coated in full!
2. Emergency air transportation
Our emergency air transportation profit helps within the following state of affairs: when you’re injured and have already arrived on the nearest trauma facility, however require airlift to a distinct hospital or again to Canada for remedy, we are going to cowl and prepare for the air transportation. Our Emergency Help crew is accessible 24/7 that can assist you get to the care and remedy you want. For instance, if the first hospital treating you doesn’t have the services you need (CT scan, MRI machine, orthopedic surgeon’s experience, and so forth.), then we’ll prepare so that you can be airlifted to the closest facility that may totally deal with your accidents. On this state of affairs, you’ll want pre-approval by Claims at TuGo for emergency air transportation.
Right here’s what our Traveller coverage states: “On the time of hospitalization, medical air evacuation for return to Canada or medical air evacuation between medical amenities when the primary medical facility will not be geared up to offer the required remedy.
The truth is, we frequently use air evacuation to switch injured Canadians again residence. For those who’re within the US for instance, airlift to Canada is usually preferable than staying for remedy within the States. Most of all, we need to get you residence so your therapeutic can start, surrounded by the help of household and pals.
Right here’s an instance the place a buyer wanted each sorts of airlifts:
18-year-old Andy* travelled to Oregon to go filth biking. He made a foul bounce over a sand dune, flying 25 toes and touchdown badly, and the response crew suspected spinal broken. In consequence, an air ambulance was required to take Andy to the closest trauma hospital. In Emergency, he was identified with two compressed vertebrae in his decrease backbone, a fractured femur, and a gentle concussion. Andy required emergency surgical procedure and spent 17 days in hospital earlier than being air ambulanced again to a Canadian hospital geared up to look after his spinal accidents. Andy’s ambulance prices alone amounted to over $53,000; his whole declare value coated by TuGo was over $380,000.
3. Distant evacuation
What when you’re caught in a distant location, need assistance evacuating however don’t have a medical emergency?
Our distant evacuation profit is out there, when pre-approved by Claims at TuGo, except contacting us isn’t instantly potential. Right here’s the way it works with our Traveller product: “As much as $6,000 could also be reimbursed for non-medical emergency evacuation from a distant location (together with mountain, sea or different location) by skilled companies to the closest accessible level, together with search and rescue companies for mountain, sea or different distant places.” For instance, when you’re on a ski trip in a distant location, and an avalanche happens, so long as you’re not crossing a fenced, gated or roped-off area marked as off-limits, we’ll cowl this.
In closing, you possibly can really feel assured that if you select TuGo Journey Insurance coverage, ambulance companies are paid for. Whenever you’re in a medical emergency, it’s going to make all of the distinction! Be sure you maintain your journey insurance coverage particulars with you always, together with the global toll-free number to contact us for rapid help.
Questions? Ship them to [email protected] and we’ll get you the solutions you’ll want!
Protected travels,
Melissa
Editor’s Observe: This put up was initially revealed in February 2015 and has been up to date for freshness and/or accuracy.
* Travellers’ names have been modified to respect privateness.
