Are you contemplating a household summer time trip? Whether or not you and your loved ones are travelling overseas or within Canada outside your home province, you’ll need to know you’re protected. By means of our partnership with Easter Seals Canada, we proceed to acknowledge and be taught the significance of getting complete protection when travelling with household, together with these with kids with disabilities.
We’ve put collectively this weblog, to debate journey insurance coverage choices for households of kids with disabilities, to assist make the planning a bit simpler.
Key Journey Insurance coverage Definitions for households of kids with disabilities
If you happen to’re contemplating buying journey insurance coverage for your loved ones, make sure you verify your insurance coverage supplier’s definitions of “Household” and “Dependent kids”. With our Family and Friends travel insurance plan, we cowl two adults and as much as 6 dependent kids or grandchildren of any age dwelling with a cognitive, developmental, or bodily incapacity.
Listed here are the total definitions of each phrases from our Traveller coverage wording:
“Member of the family” is outlined as:
(Whether or not by delivery, adoption or marriage) your authorized or common-law partner, mother and father, step-parents, brothers, sisters, fathers-in-law, mothers-in-law, brothers-in-law, sisters-in-law, sons-in-law, daughters-in-law, pure or adopted kids, stepchildren, stepbrothers or stepsisters, grandparents, grandchildren, aunts, uncles, nieces, nephews, foster kids or any particular person of whom you’re a authorized guardian.
“Dependent kids” are outlined as:
Single kids who’re depending on a father or mother or guardian and are:
- As much as and together with 21 years, if they’re dwelling with their father or mother or guardian; or,
- As much as and together with 25 years, if they’re attending an academic establishment full-time, whether or not or not they’re residing with their father or mother or guardian; or,
- Any age, if they’ve a cognitive, developmental, or bodily incapacity, whether or not or not they’re dwelling with their father or mother or guardian.
Essential Advantages of Emergency Medical Insurance coverage for households of kids with disabilities
TuGo’s Emergency Medical Insurance plan is a wonderful choice for Canadians travelling exterior their dwelling province, offering medical protection for surprising diseases or accidents. Listed here are among the many advantages the plan affords/covers:
As all the time, make sure you converse to your insurance coverage dealer; they are going to be ready perceive your wants and give you one of the best plan for you and your loved ones.
Planning accessible journey
Now that you’ve got just a few tips on journey insurance coverage, you’re in all probability excited to plan! Take a look at our two-part accessibility visitor blogger sequence: Planning Wheelchair Accessible Travel and Accessible Air Travel, to present you some concepts.
Comfortable travels,
Monique
Editor’s Observe: This submit was initially printed in February 2015 and has been up to date for freshness and/or accuracy.
