It’s Nationwide Insurance coverage Consciousness Day; and whereas it’s not essentially the most thrilling “vacation”, it’s one that ought to remind us the entire want to guard ourselves and our households from the sudden. And with summer time right here, it’s straightforward to get swept up in planning your subsequent household trip or getaway with pals. (Critically, who doesn’t love a Girls’ Trip?). So, earlier than you set off in your unforgettable summer time adventures, you’ll want to pack journey protection with you.
Whether or not you’re wanting ahead to exploring a brand-new nation or reconnecting with family and friends outside of your home province, you’ll have peace of thoughts realizing that you simply’ll be lined when you’re away .
Like many Canadians, you seemingly have at the very least some journey insurance coverage by way of your employer’s group advantages plan and/or bank card supplier; however what you may not know is that these types of protection are typically restricted or inadequate relying in your wants.
On this put up, we’ll cowl 3 methods your bank card journey insurance coverage can’t compete with complement journey protection like TuGo’s.
1. Vital protection for longer journeys
If you happen to’re spending this summer time travelling, don’t let your bank card’s restricted protection cease you. Most bank card insurance policies supply protection for 25 days or much less, with some providing as few as 10 days for travellers beneath 65. In distinction, with TuGo Journey Insurance coverage, you’ll be capable of select the journey size you want.
We provide Single Journey protection for as much as 365 consecutive journey days for travellers beneath 59, whereas travellers over 60 should purchase as much as 182 or 212 days at a time. Our Multi Journey Annual plan affords choices of as much as 60 consecutive days of protection, with extensions obtainable for every journey (as wanted). Working together with your native insurance coverage skilled, you’ll be capable of select the very best journey size to fit your wants and journey type.
Obtain TuGo’s PDF instrument to see how your bank card protection stacks up: Can You Trust Your Credit Card’s Travel Coverage?
2. Protection for pals or prolonged household beneath the identical plan
There’s nothing higher than spending time with family members and making new reminiscences on trip. For some, vacationing with prolonged household or pals on a bunch trip is most well-liked.
Bank cards might cowl you individually, however what about your prolonged household or pals? To not fear; TuGo has the correct protection on your group, with the Household & Mates plan. Underneath this plan, as much as two adults (59 or youthful) with as much as 6 youngsters can share a plan. Discover out extra about this distinctive journey insurance coverage plan with our helpful infographic.
3. Excessive-risk Sports activities & Actions Protection
In contrast to our bank card rivals, you will get protection for those who’re itching for a summer time stuffed with excessive adrenaline by including Optional Sports & Activities Coverage to your current TuGo Emergency Medical Insurance coverage. Right here’s a real-life instance of why this add-on protection is so vital…
Whereas canyoning in Utah, 19-year-old Trevor misplaced his footing and fell 50 toes. On the hospital, instant surgical procedure was deemed mandatory for the foot and spinal fractures Trevor suffered on account of his fall. He was discharged after 7 days however was instructed to take time to get better, earlier than returning dwelling to Canada. Following these directions, he prolonged his keep in Utah for a further 6 days. Trevor would have confronted critical debt if he hadn’t added Sports activities & Actions Protection to his Emergency Medical plan.
Our journey insurance coverage lined: $202,103.80
Whether or not you’re deep-sea scuba diving off the coast of an unique island or dangle gliding above Rio, you’ll be capable of take in each second of your good journey with out worrying about your protection.
Journey bank cards can include some nice perks and advantages, however on the subject of journey insurance coverage, it’s common to search out that you’ve got much less protection than you thought. When you’re busy planning your journey, think about working with an insurance coverage skilled to ensure you have the very best protection on your wants.
Whether or not you’re trying to find an thrilling new journey, extending your keep in your hometown, or going off on an extended anticipated greatest pals’ tour, you’ll be protected on your whole trip.
For extra details about supplementing your bank card journey insurance coverage:
Able to go above and past your restricted bank card protection? Contact your trusted insurance coverage skilled or TuGo’s Customer Service team.
