As many people put together for summer journey, it’s necessary to remember that summertime marks the start of the hurricane season in a number of nations.
Particularly, the Atlantic hurricane season begins in early June and may run as late as November. This often raises a number of questions for Canadians travelling to hurricane hot spots like the Caribbean, Mexico, Central America , and the East and Gulf coasts of the USA—particularly Florida, Louisiana and Texas.
We all know that holidays take some time to plan and the hurricane season could be the wild card that will change your plans at any second. That can assist you plan, we’ve put collectively 3 journey insurance tips for hurricane season. Learn on!
3 journey insurance coverage suggestions for hurricane season
1. What if there’s a storm, nevertheless it hasn’t but been named a hurricane?
It’s necessary to guard your self by having journey insurance coverage bought earlier within the planning course of. If a storm hasn’t been named and also you haven’t left house but, you may nonetheless buy Emergency Medical Insurance and/or Trip Cancellation & Trip Interruption Insurance. Nevertheless, as soon as a hurricane has been named protection gained’t be accessible; it’s just like attempting to purchase house insurance coverage whereas your own home is on fireplace.
And bear in mind, in case you do make adjustments to your journey plans, contact your airline suppliers earlier than Claims at TuGo, for a smoother claim process experience.
2. What if there’s a hurricane warning for my journey vacation spot?
Solely you may determine if you wish to take the chance, however okeep in thoughts that if Global Affairs Canada or Public Well being Company of Canada has issued an “Keep away from all journey” or “Keep away from non-essential journey” advisory to the journey vacation spot and you journey anyhow, protection gained’t be accessible.
We advocate taking the time to read your policy wording to understand your coverage and to be taught extra about travel advisories and how they impact your travel insurance.
If you happen to have to cancel your journey
For trip cancellation protection, the journey advisory will need to have been issued after the date the journey was booked or insurance coverage was bought and is nonetheless in place on the time of scheduled departure date or at any time inside the 7 days earlier than your scheduled departure date.
If you happen to have to interrupt your journey
Have you ever already made it to your vacation spot, solely to be notified of a hurricane approaching? With TuGo, we’ll present protection if a traveller’s frequent service* is cancelled or delayed, or if the traveller turned injured on account of unforeseeable conditions— like hurricanes.
*Widespread service: A ship, cruise ship, airplane, bus, taxi, prepare or different related automobile that’s licensed, supposed and used primarily to move passengers for rent.
For journey interruption protection, the insurance coverage have to be bought previous to the journey advisory, and the journey advisory have to be issued after departure and throughout the scheduled journey dates.
3. What if there’s a hurricane at house, and I can’t depart for my journey?
A ripple impact can occur in case you can’t depart your private home to get to your vacation spot. Ensure you’ve bought journey insurance coverage to cowl you for conditions like these.
TuGo’s Traveller coverage will cowl you for pure disasters or “unforeseeable occasions”, and cancellations and delays in flights.
Keep protected this hurricane season and make knowledgeable choices
On the finish of the day, buying Journey Cancellation & Journey Interruption Insurance coverage as early as potential is your greatest choice.
Share this text together with your family and friends travelling to hurricane scorching spots!
Completely happy and protected travels,
Monique
Editor’s Be aware: This submit was initially printed in Could 2018 and has been up to date for freshness and/or accuracy.
